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India's Financial Protection Platform

Understand your family's financial protection — before anyone tries to sell you one.

A free, 2-minute check. No registration required. Get your score and see what to do next.

Discover Your Score →
Clear Financial Education No Obligation Privacy First Free to Explore Built for Indian Families

Choose your situation

Start where you are — we will take you to the numbers that matter most.

SalariedHow much term cover is enough? Business ownerBuffer for variable income New parentFuture cost of education Parents' healthCover that includes your parents First jobYour score in 2 minutes

Why it matters

Most families have never checked their financial protection number. Do you know yours?

01

Protection is care

Financial protection is what lets a family's plans — a child's education, a home, a retirement — survive the unexpected.

02

Overwhelm causes delay

Not apathy. Confusing products, pushy sales conversations and jargon make people postpone a decision they already know matters.

03

Understanding comes first

A confident decision requires knowing your own numbers. That's the entire reason ProtectWealth exists.

The Platform

Four ways to take control.

I

Learn

Build understanding at your own pace through plain-language explainers and guides.

Start learning →
II

Calculate

Turn understanding into your own real numbers with transparent, step-by-step calculators.

Try a calculator →
III

Assess

Discover your Financial Protection Score — where you stand and what gaps exist.

Take the assessment →
IV

Protect

Once you know your gap, plan for it — with professional guidance if you choose.

Learn about guidance →
ProtectWealth Sample Report
82
out of 100
Protection Gap ₹18 Lakh
Priority Action Review term cover
Profile Engineer, 34, Bengaluru

What you'll receive

Here's what your report looks like.

The assessment takes about five minutes. You get a personalised score, a gap analysis, and a clear action plan — no signup required.

See a full sample report →

Three steps. Five minutes. Your numbers.

1

Answer a few questions

Income, family, existing cover — the basics, nothing invasive.

2

See your protection score

A clear number showing where you stand — no jargon, no fine print.

3

Get an action plan

Practical next steps based on your actual gap — not a product pitch.

Discover Your
Financial Protection
Score

Find out where your family's protection stands today — and what, if anything, you might want to change.

Discover your score Free · 5 minutes · No signup required

Example stories

Families who found their number.

View all case studies

Software Engineer, 34 — Bengaluru

“I had a term plan from my first job. I never checked if it still matched my life.”

His cover was about three times his income. He reviewed it with an advisor and raised it within weeks.

Read the full story →

Business Owner, 45 — Hyderabad

“I thought my family floater was enough. Then I looked at what a hospital stay costs today.”

Read the full story →

More stories

See how other families closed their protection gaps.

Browse all case studies →

Learn

Start learning.

Browse all articles

Life Cover

What is term insurance and why does it matter?

A plain-language guide to the most important form of financial protection for salaried families. We explain what term insurance is, how it works, and why it remains the foundation of any protection plan.

7 min read

Health Protection

How much health cover does your family actually need?

5 min read

Emergency Fund

Building an emergency fund that works

6 min read

Connect with an
Insurance Advisor

If your assessment reveals a gap you'd like professional help with, you can connect with an insurance advisor — no obligation.

Talk to an insurance advisor

Insurance advisor appointed by Axis Max Life Insurance Co. Ltd. (Agency Code MAX36482G), Niva Bupa Health Insurance Company Ltd. (MBHBAN03331901) and ICICI Lombard General Insurance Co. Ltd. (ILGD00061601). Insurance is the subject matter of solicitation.

Questions

Frequently asked.

Yes, completely. The Financial Protection Check, all educational content and every calculator on the platform are free. There are no hidden charges, no premium tiers and no paywall.
ProtectWealth is an educational platform built by an insurance agent appointed by Axis Max Life, Niva Bupa Health and ICICI Lombard General. The Financial Protection Check and all educational content are free and give general guidance, not a product recommendation. If you choose to request a callback, you'll be connected with an insurance advisor who may earn a commission on any policy you purchase. Your report contains general guidance, not a product recommendation.
Your information is used only to generate your personalised report. We do not sell, share or expose your data to third parties. Read our Privacy Policy for full details.
ProtectWealth is a platform built by a team that believes financial protection decisions should come from understanding, not sales pressure. Learn more on our About page.
Your score is based on four pillars: income protection, health cover, emergency fund and loan exposure. Each is assessed against standard benchmarks for your income and family size, then weighted into a single number from 0 to 100.