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India's Financial Protection Platform

Understand your family's financial protection — before anyone tries to sell you one.

A free, 2-minute check. No registration required. Get your score and see what to do next.

Discover Your Score →

12,400+

Families Assessed

₹840 Cr

Gaps Identified

4.8 / 5

Satisfaction

Independent Financial Education No Product Promotion Privacy First Free to Explore Built for Indian Families

Why it matters

The average Indian family scores 72 out of 100 on financial protection. Most don't know their number.

01

Protection is care

Financial protection is what lets a family's plans — a child's education, a home, a retirement — survive the unexpected.

02

Overwhelm causes delay

Not apathy. Confusing products, pushy sales conversations and jargon make people postpone a decision they already know matters.

03

Understanding comes first

A confident decision requires knowing your own numbers. That's the entire reason ProtectWealth exists.

The Platform

Four ways to take control.

I

Learn

Build understanding at your own pace through plain-language explainers and guides.

Start learning →
II

Calculate

Turn understanding into your own real numbers with transparent, step-by-step calculators.

Try a calculator →
III

Assess

Discover your Financial Protection Score — where you stand and what gaps exist.

Take the assessment →
IV

Protect

Once you know your gap, plan for it — with professional guidance if you choose.

Learn about guidance →
ProtectWealth Sample Report
72
out of 100
Protection Gap ₹18 Lakh
Priority Action Review term cover
Profile Engineer, 34, Bengaluru

What you'll receive

Here's what your report looks like.

The assessment takes about five minutes. You get a personalised score, a gap analysis, and a clear action plan — no signup required.

See a full sample report →

Three steps. Five minutes. Your numbers.

Process
1

Answer a few questions

Income, family, existing cover — the basics, nothing invasive.

2

See your protection score

A clear number showing where you stand — no jargon, no fine print.

3

Get an action plan

Practical next steps based on your actual gap — not a product pitch.

Discover Your
Financial Protection
Score

Find out where your family's protection stands today — and what, if anything, you might want to change.

Discover your score Free · 5 minutes · No signup required

Real stories

Families who found their number.

View all case studies

Software Engineer, 34 — Bengaluru

"Three years of agent conversations never surfaced what five minutes on the calculator did."

Discovered a ₹45 lakh gap in their term cover. Adjusted their protection within a week.

Read the full story →

Business Owner, 45 — Hyderabad

"I realized my health cover wouldn't actually clear a serious hospitalization."

Read the full story →

More stories

See how other families closed their protection gaps.

Browse all case studies →

Learn

Start learning.

Browse all articles

Life Cover

What is term insurance and why does it matter?

A plain-language guide to the most important form of financial protection for salaried families. We explain what term insurance is, how it works, and why it remains the foundation of any protection plan.

7 min read

Health Protection

How much health cover does your family actually need?

5 min read

Emergency Fund

Building an emergency fund that works

6 min read

Connect with a
Licensed Insurance Advisor

If your assessment reveals a gap you'd like professional help with, you can connect with a licensed insurance advisor — no obligation.

Talk to a licensed insurance advisor

Questions

Frequently asked.

Yes, completely. The Financial Protection Check, all educational content and every calculator on the platform are free. There are no hidden charges, no premium tiers and no paywall.
ProtectWealth is an independent educational platform built by a licensed IRDAI insurance agent. The Financial Protection Check and all educational content are free, unbiased, and not tied to any specific insurer. If you choose to request a callback, you'll be connected with a licensed insurance advisor who may earn a commission on any policy you purchase. Your report contains general guidance, not a product recommendation.
Your information is used only to generate your personalised report. We do not sell, share or expose your data to third parties. Read our Privacy Policy for full details.
ProtectWealth is an independent platform built by a team that believes financial protection decisions should come from understanding, not sales pressure. Learn more on our About page.
Your score is based on four pillars: income protection, health cover, emergency fund and loan exposure. Each is assessed against standard benchmarks for your income and family size, then weighted into a single number from 0 to 100.