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About Us

Helping Indian families see their financial protection clearly.

ProtectWealth exists to answer one question honestly: how financially protected is your family, really? We help you find out with a free check, plain-language guides and simple calculators — and we help you act on it only if you ask.

Our Vision

Every Indian family knows its protection number.

We want an India where one illness, one job loss or the loss of an earning member does not undo a family’s plans — because they understood where they stood and prepared in time.

Our Mission

Make financial protection simple, honest and personal.

We explain life cover, health cover, emergency savings and loan exposure in plain language, give you free tools to work out your own numbers, and offer personal guidance when you want it — never pressure.

Why we built this

Protection gets far less attention than growth.

Most Indians hear plenty about how to grow their money, and far less about how to protect it. Yet a single serious illness, job loss or the loss of an earning member can undo years of saving in months.

The tools that could help people understand their exposure are usually buried inside sales conversations. So we built a simple check that looks at four pillars of financial resilience and turns them into one clear score, with practical next steps.

1
Income protectionCan your family keep its lifestyle if your income stops?
2
Health protectionIs your cover large enough, and does it include your parents?
3
Emergency savingsHow many months could you manage without a salary?
4
Loan exposureWould your loans be cleared if you were not there?

Our values

What we hold ourselves to.

01ClarityIf we cannot explain it simply, we have not explained it well.
02HonestyWe say how we earn, and we say when you may not need a product at all.
03Family firstAdvice starts with your parents, your children and your loans, not a product list.
04PrivacyYour details are used to prepare your report and your callback, and are not sold.

Transparency

How we earn — stated plainly.

The Financial Protection Check, the calculators and the guides are free. ProtectWealth’s founder is an appointed insurance agent. If you ask for a callback and later buy a policy through him, the insurer pays him a commission. That commission is paid by the insurer, so it does not add a separate charge for you. We tell you this before you decide, not after.

  • Understanding firstThe check gives you a score and guidance, not a quote for any specific product.
  • No jargonFinancial protection is not complicated once it is explained plainly.
  • No obligationComplete the check, understand your position and decide on your own terms.

Appointments

Who we are appointed by.

LifeAxis Max Life Insurance Co. Ltd.Agency CodeMAX36482G
HealthNiva Bupa Health Insurance Company Ltd.Agency CodeMBHBAN03331901
GeneralICICI Lombard General Insurance Co. Ltd.Agency CodeILGD00061601

You can verify an agent’s appointment with the insurer and on the IRDAI agent portal. Insurance is the subject matter of solicitation.

Who we help

Built first for Indian families.

Single-income households, young parents, people supporting dependent parents, and anyone who has started building wealth and wants to defend it.

The Financial Protection Check also supports several international dialling codes, so NRIs in the UAE, USA, UK, Singapore, Qatar, Saudi Arabia, Australia and beyond can assess their position too.

How the check works

About five minutes, three steps.

  1. 1
    Answer a few questionsIncome, expenses, dependents, existing cover and loans.
  2. 2
    See your protection scoreA score out of 100 with a plain-language summary of each pillar.
  3. 3
    Get an action planThe three areas most worth your attention.

Ready to see
your score?

The Financial Protection Check is free, takes about five minutes and comes with no obligation.

New to this topic? Start with our simple guide to financial protection, try the calculators, or read how we handle your details in our Privacy Policy.

ProtectWealth provides general educational information and a self-assessment tool. It is not a substitute for personalised advice from a qualified insurance advisor. If you request a callback, you’ll be connected with an insurance advisor who may earn a commission on any policy you choose to purchase.